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Bank Cut-off Times

Be in the know about the various daily cut-off times
for different services offered by VeraBank.

Below is a guide to the different cut-off times for various VeraBank services. These times are in Central Time.

Service Monday-Friday Cut-Off Time
ACH - Incoming 8:30 AM
ACH - Outgoing & Origination 3:00 PM
ACH - Next Day ACH
(Any transaction initiated after the cut-off time will not go through until the following business day.)		 3:00 PM
ACH - Same Day ACH
(Any transaction initiated after the final cut-off time will not go through until the following business day.)		 8:00 AM, 10:00 AM, 3:00 PM
ATM/ITM Deposits - Image Deposit 6:00 PM
ATM Deposits - Envelope Deposit 2:00 PM
External Funds Transfers 3:00 PM
ITM Deposits - Through Video Banker 7:00 PM
ITM Deposits - Through Video Banker 7:00 PM
Mobile Deposits 6:00 PM
Online/App Transfers* 6:00 PM
Online Bill Payments 3:00 PM
Person-to-Person Payments (P2P) 4:00 PM
Quick Check Deposit (QCD) 7:00 PM
Wires - Incoming 5:00 PM
Wires - Outgoing 4:00 PM

*This includes transfer between your own VeraBank accounts, transfers to other VeraBank customer's, and transfers to and from Goals.

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