Below is a guide to the different cut-off times for various VeraBank services. These times are in Central Time.
| Service |
Monday-Friday Cut-Off Time |
| ACH - Incoming |
8:30 AM |
| ACH - Outgoing & Origination |
3:00 PM |
ACH - Next Day ACH
(Any transaction initiated after the cut-off time will not go through until the following business day.) |
3:00 PM |
ACH - Same Day ACH
(Any transaction initiated after the final cut-off time will not go through until the following business day.) |
8:00 AM, 10:00 AM, 3:00 PM |
| ATM/ITM Deposits - Image Deposit |
6:00 PM |
| ATM Deposits - Envelope Deposit |
2:00 PM |
| External Funds Transfers |
3:00 PM |
| ITM Deposits - Through Video Banker |
7:00 PM |
| ITM Deposits - Through Video Banker |
7:00 PM |
| Mobile Deposits |
6:00 PM |
| Online/App Transfers* |
6:00 PM |
| Online Bill Payments |
3:00 PM |
| Person-to-Person Payments (P2P) |
4:00 PM |
| Quick Check Deposit (QCD) |
7:00 PM |
| Wires - Incoming |
5:00 PM |
| Wires - Outgoing |
4:00 PM |
*This includes transfer between your own VeraBank accounts, transfers to other VeraBank customer's, and transfers to and from Goals.