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VeraBank

Home Loans

Your journey to home ownership starts here.

Honest questions. Genuine advice.

At VeraBank, we believe in giving genuine advice to our customers’ honest questions. When it comes to home loans, we’re the experts you can always come to for answers. So what questions do you have for us?

Why should I choose VeraBank for my home loan?

We know buying a home is a big step in your life, and working with the right person makes all the difference. Our mortgage bankers are rooted in the communities they serve and understand the importance of helping you find the right loan for your needs.

What are VA loans and how do they work?

Department of Veterans Affairs (VA) loans are available to service members, veterans and surviving spouses. These are government-insured fixed or adjustable rate loans with low down payment requirements and flexible qualifications.

What’s the difference between a VA loan vs. a conventional loan?

VA loans are insured by the U.S. Department of Veterans Affairs and only veterans, active-duty military personnel, and some surviving spouses are eligible to get them. Anyone who meets a lender’s financial requirements can obtain a conventional loan and they have no government guarantee.

Do I qualify for a VA loan?

We encourage you to connect with one of our mortgage lenders to see if you qualify for one of these home loans. Our lenders have significant expertise handling VA loans and would be more than happy to work with you to answer your eligibility questions?

If I have more questions, who can I ask?

If you would like more information about anything home-related, reach out to one of our mortgage bankers.

They will be happy to help answer questions about home loan programs, credit score and down-payment requirements, closing costs, interest rates, estimated mortgage payments, and more!

Are there any educational resources available to me?


Are you ready to get started?

Talk to a mortgage banker

Say YES to home ownership!

Say YES to home ownership!

Low-to-Moderate Income Mortgage Special

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Let’s talk! Our mortgage bankers are here for you.

Mortgage Bankers

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